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Steply Skills
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Know where your money goes. Then plan the month calmly, step by step.

A video course in 25 short lessons for you and your family: where the money goes, a simple monthly budget, an emergency fund and the year’s irregular bills, all your debts on one list, reading a loan offer by its total cost, and talking about money at home. You finish with a one-page budget and a 90-day money plan written for your own life.

€36one payment · complete course by email
Buy the course · €36See what you get
Fictional example: what you have in hand after the course

One month of spending, sorted

1,150 € a monthFixedRentUtilities and phone
850 € a monthVariableGroceriesTransport and fuel
95 € a monthForgottenThree subscriptionsYearly car insurance

1/5 Where it goes

Six modules, from a first calm look to your 90-day plan.

Each module takes one part of your money life, from the monthly budget to debts and loan offers, and ends with something written for your own household: a list, a budget, a plan.

Swipe to see every module

  1. Net income2,400 €

    Fixed costs1,150 €

    Variable costs850 €

    Forgotten costs found95 €

    See where your money goes

    You know what really comes in each month and have one month of spending sorted into groups.

    4 lessons
  2. NeedsWantsGoalsSunday check · 15 min

    A simple monthly budget

    You have a one-page monthly budget and a short weekly check to keep it up to date.

    4 lessons
  3. Car repairEmergency funduse it, then refill itBill paid

    Safety cushions: emergencies and irregular bills

    You have an emergency fund target in small steps and a plan for the year's irregular expenses.

    4 lessons

  4. Credit card1,200 €

    Personal loan4,000 €

    Pay in 4300 €

    Repayment orderyour choice

    Debt, calmly

    You have all your debts on one list, a repayment order you chose, and you know where to ask for help.

    4 lessons

  5. APR, not just the rate

    Total amount payable

    Nothing pre-ticked

    Reading offers and avoiding money traps

    You can compare two credit offers by their total cost and recognise the most common money traps.

    5 lessons
  6. D0D30D60D90

    90 days, dates in the calendar

    Money in the family and your 90-day plan

    You have a family money agreement and a 90-day money plan with dates in your calendar.

    4 lessons

The images are fictional examples.

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Course

€36
  • 25 video lessons in English
  • The course book (PDF)
  • 6 quizzes

Course + toolkit

€48
  • Everything in Course
  • 7 worksheets, checklists and templates
  • Monthly budget calculator and credit offer checklist, ready to use
One payment. No subscription.Price includes VAT.Informational course, no certificate.

What arrives in your inbox right after payment

No account to create and no platform to learn. You get a download link and keep everything.

FromSteply SkillsSubjectYour complete course: Personal Money and Budget, Step by Step
  • 25 video lessonsanimated, with calm AI narration, in English
  • The course book (PDF)every lesson in writing, to reread and search
  • 6 quizzesone per module, with explained answers
  • 7 downloadable materialsworksheets, checklists and templates to fill in (Course + toolkit)

The download link arrives by email after the payment is confirmed.

The full curriculum, before you buy

Six modules, 25 lessons. Open any module to see its lessons.

01

See where your money goes

You know what really comes in each month and have one month of spending sorted into groups.

4
  • 1.1Where does the money go? A calm first look
  • 1.2What really comes in: your net income
  • 1.3One month of noting every expense
  • 1.4Fixed, variable and forgotten costs
02

A simple monthly budget

You have a one-page monthly budget and a short weekly check to keep it up to date.

4
  • 2.1What a budget is, and what it is not
  • 2.2Needs, wants and goals
  • 2.3Building your first monthly budget
  • 2.4The 15-minute weekly money check
03

Safety cushions: emergencies and irregular bills

You have an emergency fund target in small steps and a plan for the year's irregular expenses.

4
  • 3.1The emergency fund: why, and how much for you
  • 3.2Building it little by little
  • 3.3Irregular expenses: your list for the year
  • 3.4Saving a little each month for big bills
04

Debt, calmly

You have all your debts on one list, a repayment order you chose, and you know where to ask for help.

4
  • 4.1What your debts really cost
  • 4.2All your debts on one list
  • 4.3Avalanche or snowball: two ways to pay down debt
  • 4.4When payments get hard: talking to the lender and getting help
05

Reading offers and avoiding money traps

You can compare two credit offers by their total cost and recognise the most common money traps.

5
  • 5.1Interest rate or total cost: reading the APR
  • 5.2The standard credit information form, line by line
  • 5.3Credit cards, overdrafts and bank fees
  • 5.4Buy now, pay later and quick loans
  • 5.5Too good to be true: investment offers and money scams
06

Money in the family and your 90-day plan

You have a family money agreement and a 90-day money plan with dates in your calendar.

4
  • 6.1Talking about money at home without fights
  • 6.2Children and money: first lessons
  • 6.3Shared goals and a family money agreement
  • 6.4Your 90-day money plan

More courses, a lower price

Pick the courses you want from this line. The more you take, the less each one costs.

  1. 2 courses−15%
  2. 3 courses−20%
  3. 4 courses−30%
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€48
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Questions before buying

Who is it for? Do I need to be good with numbers?

It is for any adult who runs a household: alone, as a couple or with children. You only need to add and subtract. The examples use round, invented numbers, and nothing assumes you have made a budget before.

Is this financial advice?

No. It is financial education: it explains how budgets, debts and credit offers work, so you can decide for yourself. The seller is not a licensed financial adviser. For decisions about your own situation, talk to a qualified adviser or an independent debt advice service.

Does it recommend banks, loans or investments?

No. It names no bank, lender, card, app or investment, and it does not teach investing. It shows you how to compare offers by their total cost and how to spot common traps, so the choice stays yours.

Does it promise I will save money or clear my debts?

No. What happens depends on your income, your costs and your choices. The course helps you see the picture clearly and write a plan; it does not promise amounts or dates.

How do I receive the course?

After payment you get an email with a download link for all lessons and materials. You do not need to create an account.

Do I get a certificate?

No. It is an informational, educational course, without a certificate or accreditation.

The Steply Skills catalogue

Four courses for everyday life: AI, online safety, money and spotting fakes. Each one is finished before it goes on sale.

  • AI in Everyday LifeYour first AI chat, clear questions, checked answers, letters, homework, home plans and AI scams.

    Available

  • Online Safety for You and Your FamilyScam calls and messages, accounts, safer shopping, children, older relatives and what to do after a scam.

    Available

  • Personal Money and Budget, Step by StepWhere your money goes, a simple budget, an emergency fund, debts and reading loan offers.

    You are here

  • Don’t Get Fooled: News, Ads, Scams and DeepfakesViral posts, headlines, AI photos and voices, ads, fake offers, scams and a family plan.

    Available

One budget. One debt list. A 90-day plan with dates in your calendar.

Everything arrives by email and stays yours.

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